Cash In Your Phone

Borrow Up To RM3000
Borrow Up To RM3000
Apply Online 24/7 - Get Cash Within 24 Hours
Apply Online 24/7 - Get Cash Within 24 Hours
You Can Use The Credit Facility Up To 12 Months
You Can Use The Credit Facility Up To 12 Months
Not Required To Visit Our Office
Not Required To Visit Our Office

I need RM

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Amount
First Payment Date
22 Jul 2017
Minimum Monthly Payment
Repayment Amount

Representative Example: Loan amount RM 1.000 borrowed and fully repaid after 90 days of using the loan. Interest rate 18% per annum. Total amount payable = RM1.039,08 . (Max 18% APR)

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How to receive money

Apply For A Loan

Apply For A Loan

Get The Status Of Your Loan Approval Within 24 Hours On Working Days

Get The Status Of Your Loan Approval Within 24 Hours On Working Days

Get Money Transferred Into Your Bank Account Within 24 Hours On Working Days

Get Money Transferred Into Your Bank Account Within 24 Hours On Working Days

Who Can Apply For Doctor Ringgit Loan Services?

Age 21-60 years
Location Kuala Lumpur and Selangor
Occupation Individuals work / business with a minimum net salary of RM1500

We Need Only a Copy of Your NRIC! It's that simple!

In order for us to process your application as fast as possible, kindly fill up the application form completely.
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How Does The Credit Facility Work?
  • Flexible repayment based on your ability to repay.
  • It is not necessary to pay the full amount on the due date, but at least a minimum payment is required.
  • The maximum loan term is 12 months. By paying the minimum amount every month, customers can repay their loan from 3 months up to 12 months.
  • 18% Annual Interest Rate

Apply Within 5 Minutes

Frequently Asked Questions

"Cash in Your Phone” is a unique financial service in form of 12 month loan program where customers who apply for loan can get greater limit after completing every loan repayment. This service has very flexible terms where customer can freely choose WHEN to repay – you can make only minimum repayment as a monthly payment and repay the rest later.
A borrower needs pays accumulative fees and interest in total amount of 0.05% per day. When a borrower takes the credit facility provided, he may choose to pay a minimal payment every month, or repay the loan fully at any time.
Upon approval, a 18% interest rate per year will apply.
Doctor Ringgit will disburse the money to the client’s bank account via online internet banking.
Doctor Ringgit can receive loan repayments via Internet Banking Funds Transfer/ATM Funds Transfer. See details here
We encourage our customers to use our services to the maximum. This means customers will be able to apply for a loan easily and quickly at their own convenience.
The maximum loan term* is 12 months. Minimum loan term can't be defined as customers can repay their loan within the 12 months. Customers can also pay the minimum payment monthly or repay the loan fully at any time.